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Chain restaurants faced a downturn in 2025 that led to location closings and bankruptcy filings throughout the sector. Long John Silver’s has reduced its footprint amid declining restaurant industry sales, with one franchisee now filing for bankruptcy liquidation. Sales recorded by chain restaurants reached their lowest growth rate since the Great Recession of 2008, not […]

Most households know their finances could be in better shape, but millions across the nation face the challenge of figuring out where the real problems lie. Fidelity recently published a framework of specific, measurable targets spanning insurance, emergency reserves, debt ratios, housing, and retirement savings.  What makes the framework useful is how each benchmark connects

Costco (COST) just put up one of the cleanest quarters in retail, but the stock fell anyway. The retail giant set fresh records at the gas pump, leaned on a fast-growing online business, and kept members renewing at rates most retailers can only envy. Yet shares slid in the days after the report, and that

Two cents is the kind of number nobody argues about. It is the change you leave in a tip jar, the rounding on a gas receipt, the coin most people would not bend down to grab. Stretch that same two cents across a fortune big enough to buy a midsize country, and it stops being

The projected depletion of Social Security’s retirement trust fund around 2032 is no longer a distant concern. In an interview, Jason Fichtner, executive director of the Retirement Income Institute at LIMRA, said policymakers are running out of time to address a funding shortfall that could result in an across-the-board reduction in benefits if Congress fails

Every major technology company building AI assistants right now is trying to solve the same problem: How do you make people use the product every day? Most of them describe that goal in the language of productivity, efficiency, and workflow integration. Microsoft, apparently, described it differently. An internal planning document obtained by 404 Media used

The Citi Custom Cash Card built a devoted following across nearly five years by offering something few competitors in the cash-back space had ever attempted. It automatically rewards cardholders based on their monthly spending patterns, eliminating the manual category activations, and quarterly enrollment steps that rival products require. On May 28, 2026, Citi pulled all

Inflation remains above the Federal Reserve’s 2% target, but one Wall Street firm says today’s price pressures look very different from the inflation spikes that rattled markets in recent years. The consumer price index jumped to a three-year high of 3.8% in April, with much of the increase driven by rising energy prices due to

Wall Street is booming, but Goldman Sachs isn’t convinced that lower interest rates are around the corner. In an interview with CNBC, Goldman Sachs COO John Waldron reiterated the bank’s view that the Federal Reserve could start cutting interest rates by the close of 2026. Put simply, Americans may have to wait multiple months before

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