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Francis LLC’s Edward McIlveen, CFA breaks down what investors and plan sponsors need to know right now: why staying diversified and continuing contributions beats reacting to headlines; how strong corporate earnings and historical post‑midterm trends support equities; practical menu changes—small, permanent allocations to TIPS/treasuries and a 5–7% diversified commodity sleeve—to hedge inflation and geopolitical risk; […]

There is a point where a number gets so large it stops feeling real. A billion dollars is hard enough to picture. Five trillion is just noise. That is roughly what one company is now worth. Nvidia (NVDA), the chipmaker whose hardware runs almost every major artificial intelligence (AI) system, became the first company in

Breakfast cereal was once one of the easiest meals to sell in America. It was quick, cheap, colorful, and familiar. For generations, boxes of Corn Flakes, Froot Loops, Rice Krispies, Frosted Flakes, Raisin Bran, and Special K became staples in kitchen cabinets and grocery aisles. But American breakfast habits are undergoing a fundamental shift. Consumers

When I bought my current house a few years ago, we were up against several other buyers, one with an all-cash offer. Cash offers were pretty common back then. In a red-hot market, they can help buyers stand out, offering sellers a faster, more efficient deal without all the risk that comes with mortgage financing. 

The trillion-dollar club just welcomed a new member, and the host of CNBC’s “Mad Money” has thoughts about some names on the roster. Micron Technology’s stock surged 19% on May 26, pushing its market capitalization past $1 trillion for the first time in the company’s 47-year history. Jim Cramer used the milestone to deliver a

There is a specific kind of earnings report that is genuinely hard to read. The one that beats on revenue, raises full-year guidance, shows improving margins, but still leaves investors asking whether the most important growth driver has actually arrived yet. MongoDB (MDB) just delivered exactly that quarter. And Morgan Stanley’s response captures the tension

People striving to build financially secure retirements would be wise to pay close attention to guidance from financial services firms such as Fidelity and Charles Schwab on 401(k)s and individual retirement accounts (IRAs). Workers across the country are working to stretch their retirement savings as far as possible, striving to build the financial cushion they’ll

Every gold rush has its true believers and its skeptics. The believers see a new frontier, infinite upside, a future where the old rules no longer apply. The skeptics see the same hills, the same picks, and a lot of people pretending the math works out. Silicon Valley has spent three years acting like the

Marriott International has made itself a hospitality goliath, but some travelers might be surprised to learn that not every Marriott is made equally. In fact, when you examine Marriott’s portfolio in detail, it becomes clear that there’s a pecking order in its nearly three dozen brands. Most of this is obvious to the lay consumer.

While first-time visitors to the United Kingdom rarely venture farther beyond London and perhaps some famous nearby southern destinations such as Oxford or Stonehenge, many other parts of the country are seeing significant spikes in traveler numbers — both from Brits traveling closer to home and returning international visitors looking to experience more of the