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Vanguard warns that investors lose control without incapacity plan

Building a retirement strategy often involves years of careful planning, consistent contributions, and ongoing portfolio management. But Vanguard is raising a concern that most investors overlook, and it’s one that has nothing to do with market returns or allocation strategy. Illness, a serious accident, or cognitive decline can strip an investor of decision-making ability at

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The Economic Value of Americans Working One More Year

USC Schaeffer Institute’s Dana Goldman, PhD., discusses new research on aging, work, and public policy — and why updating retirement rules matters now. Key topics covered: Why rising life expectancy demands policy updates to Social Security and retirement ages. How gradually delaying retirement can prevent big benefit cuts and improve fiscal solvency. The economic impact:

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