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Vanguard lays out the Roth loophole the IRS allows

Your rising salary just locked you out of the Roth IRA, one of the most tax-advantaged retirement accounts in the federal code. For 2026, single filers earning above $168,000 and married couples above $252,000 cannot contribute directly, the Internal Revenue Service confirmed.The Roth offers tax-free investment growth and tax-free withdrawals in retirement, with no required minimum distributions during the account…

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Uncategorized

Vanguard lays out the Roth loophole the IRS allows

Your rising salary just locked you out of the Roth IRA, one of the most tax-advantaged retirement accounts in the federal code. For 2026, single filers earning above $168,000 and married couples above $252,000 cannot contribute directly, the Internal Revenue Service confirmed.The Roth offers tax-free investment growth and tax-free withdrawals…

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