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N Team

Moody’s warning on private credit is the loudest one yet

For years, Wall Street sold private credit as the perfect alternative for investors hungry for yield beyond what stocks and bonds deliver. The pitch was straightforward and seductive: lend directly to companies, skip the banks entirely, and collect returns that dwarf those offered by traditional fixed income. Billions of dollars poured in from pension funds,

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59-year-old pizza chain franchisee shuts locations, no bankruptcy

An economic downturn in the fast-food pizza dining sector has led to franchisees closing hundreds of locations and, in some cases, filing for bankruptcy protection. Popular pizza chain Papa John’s announced in its fourth-quarter earnings call that it will close 300 underperforming restaurants, including 200 by the end of 2026. Papa John’s also said it would cut

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How Inflation Adjustments Are Changing Seniors’ Tax Bills This Year

Nearly every year, regardless of larger legislation like the One Big Beautiful Bill Act, the IRS increases income thresholds on tax brackets. This could change your marginal tax rate, or the highest tax rate you pay on your income. The IRS also typically increases the standard deduction annually, in line with other inflation adjustments. At

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