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N Team

Vanguard warns that investors lose control without incapacity plan

Building a retirement strategy often involves years of careful planning, consistent contributions, and ongoing portfolio management. But Vanguard is raising a concern that most investors overlook, and it’s one that has nothing to do with market returns or allocation strategy. Illness, a serious accident, or cognitive decline can strip an investor of decision-making ability at

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The Economic Value of Americans Working One More Year

USC Schaeffer Institute’s Dana Goldman, PhD., discusses new research on aging, work, and public policy — and why updating retirement rules matters now. Key topics covered: Why rising life expectancy demands policy updates to Social Security and retirement ages. How gradually delaying retirement can prevent big benefit cuts and improve fiscal solvency. The economic impact:

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Kevin O’Leary reveals the gift mistake ruining marriages

After spending weeks choosing a gift and carefully planning the moment, some gift-givers find themselves facing an unexpected reaction when their partner opens the box. The silent hesitation, the forced smile, the “Oh, this is beautiful” that sounds nothing like someone who actually loves what they’re holding.  Kevin O’Leary, the “Shark Tank” investor and founder

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